All your assets and liabilities on one balance sheet

Tharwa brings your property, stocks, gold, accounts and debts into one place, and works out your net worth, returns and zakat.

Start free

30 days free with every feature, no card needed.

What Tharwa does

Enter your assets and liabilities once, then follow them from one place.

  • All your assets in one placeProperty, stocks, gold, crypto, cash and businesses, plus your liabilities and debts. Enter them yourself or import an Excel, CSV or PDF file.
  • Prices that update themselvesGold, currency, crypto and stock prices update without you typing them in. Prices are for guidance and may lag the market.
  • Clear returnsSee the return on each asset and on your portfolios compared with what you paid.
  • Zakat estimateA calculator that estimates the zakat on your zakatable assets. It is a guide, not a religious ruling.
  • Smart reportsMonthly, quarterly and yearly reports with automatic notes about your wealth.
  • Shared portfoliosShare a portfolio with family or a partner, with permissions you choose.

Start in three steps

  1. Sign up and confirm your emailA confirmation link arrives in your inbox.
  2. Add your assetsBy hand or by importing a file. Before you save your first data we ask you to turn on two-step verification to protect it.
  3. Follow your net worthSee your wealth, returns and reports in one place.

Your data stays yours

  • You enter your own data. We never ask for access to your bank accounts.
  • Two-step verification is required before you save any financial data.
  • Payments go through Moyasar: mada, Visa, Mastercard and Apple Pay.

Pricing

Trial30 days free with every feature, no card
Monthly
SAR 35 / month
YearlySave SAR 71 compared with monthly
SAR 349 / year

Prices include 15% VAT. After the trial you can subscribe, or keep a limited free plan (15 items and one portfolio). Shared portfolios and document storage are subscription features.

Common questions

Is Tharwa free?

The 30-day trial is free with every feature and needs no card. After that you can subscribe for SAR 35 a month or SAR 349 a year, or keep a limited free plan: 15 items and one portfolio.

Do you connect to my bank accounts?

No. You enter your assets and liabilities yourself, or import them from an Excel, CSV or PDF file.

Are asset prices real-time?

Prices update automatically from external sources, but they are for guidance and may lag the market. Do not rely on them alone for trading decisions.

Does Tharwa give investment or religious advice?

No. Tharwa is a tool for tracking and organising your assets. The zakat calculator is a guide; for a ruling, ask a qualified scholar.

Is my data safe?

Two-step verification is required before you save financial data, and your account data is visible only to you and anyone you share a portfolio with.

What devices does it work on?

It works in the browser on phone and computer, and you can add it to your home screen so it opens like an app.

How do I contact you?

Write to support@mytharwa.app.

Try Tharwa today

30 days free, no card needed.

Start free